Faith Matters. Finances Matter.
Transparent Pricing for Member-Owners
Faith Matters. Finances Matter.
At Deseret First Credit Union you never have to choose between them.
At Deseret First Credit Union you never have to choose between them.
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Earn More on Every Dollar Saved
As a member-owned cooperative, we return profits to you through competitive dividend rates. These rates apply to all savings products and are calculated daily, paid monthly. Compare our rates to banks and see why credit union membership pays. - Regular Savings — competitive base rate - Money Market — tiered rates for higher balances - Checking Dividends — earn on everyday money - Youth Accounts — special rates for young savers - IRA Savings — tax-advantaged growth - Share Certificates — highest rates for term deposits Your savings working harder at your credit union.
Minimal Fees, Maximum Transparency
We believe in straightforward pricing with no surprises. Our fee structure reflects actual costs, not profit centers. Many services that banks charge for, we provide free to members. When fees do apply, they're clearly disclosed and competitively low. - Monthly maintenance — many accounts have none - ATM access — thousands of free locations - Overdraft options — multiple protection choices - Wire transfers — domestic and international - Special services — notary, cashier's checks, etc. - Account research — statement copies and history Fees designed to cover costs, not create profits.
Rates and Fees That Reflect Our Values
At DFCU, every rate and fee decision prioritizes member benefit over institutional profit. Compare our transparent pricing to any bank and discover why 80,000+ members choose cooperative banking. Your money should work for you, not against you.