Faith Matters. Finances Matter.
Youth Accounts
Faith matters. Finances matter.
At Deseret First Credit Union you never have to choose between them.
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Smart Savings for Every Season of Life
From starting out to planning ahead, our accounts help your family grow with confidence and clarity.
Regular Savings
Your $5 share makes you a part‑owner of DFCU and starts earning dividends immediately. Build an emergency fund or funnel excess cash here and watch it grow.
Mission Savings
Earn a market‑leading 4.15 % APY* on balances up to $15 k. No monthly fees, and we reimburse up to $25/month in foreign ATM fees while you serve.
Platinum Savings
Tiered yields that rise with your balance—up to 3.40 % APY on $100 k+. Enjoy certificate‑level earnings with day‑to‑day liquidity.
Youth Cents Savings
Cultivate healthy money habits early. Parents get joint oversight, kids get achievement badges and automatic transfer options to see progress.
Checking Accounts Made for Everyday Life
We believe great checking should be free, rewarding, and effortless to manage—whether you bank on campus, downtown, or halfway across the globe.
Or choose: ||
Mobile Banking
Mobile Tools That Put You in Control of Your Money
Skip the line and bank on your time.
CardHub
Freeze cards, set spending limits by category, or receive instant swipe notifications.
All‑Accounts View
Link outside bank or investment accounts for a single financial snapshot.
Mobile Deposit
Snap, submit, and funds usually post the same day.
Bill Pay & Zelle®
Pay bills or friends without checks or fees.
Get our app!
Bank anytime, anywhere with our mobile app — secure, simple, and fast.
Get our app!
Bank anytime, anywhere with our mobile app — secure, simple, and fast.
Digital Convenience with a Personal Touch
Skip‑a‑Pay
Free up cash during tight months without harming your credit.
Identity Protection Suite
NXG strategies monitor, alert, and restore if fraud hits.
Loan Payment Portal
Make principal‑only or extra payments from any external account in seconds.
24/7 Live Support
Yes, real humans—because questions don’t keep banker’s hours.
Learn, Plan, Succeed
From quick budgeting worksheets to deep-dive webinars on retirement planning, our Learning Center equips every member to make confident choices.
How-to Articles
Bite-sized, expert-written walk-throughs tackle everything from building a bulletproof budget to paying off debt faster. Skim for quick wins or deep-dive into any topic—each article equips you with clear next steps you can put to work today.
Printable Guides & Checklists
Download ready-to-use templates that turn big goals into manageable action plans. Whether you’re planning for a new home, mapping out retirement, or simply tracking monthly expenses, these worksheets keep you organized, motivated, and on track.
Personal Financial Review
Schedule a one-on-one session with a certified advisor who’ll review your current finances, pinpoint hidden opportunities, and craft a personalized roadmap toward your short- and long-term goals—so every dollar you earn works harder for you.
Insights and Guidance
Make Confident Financial Decisions
From everyday banking to big life milestones, our expert tips and real member stories help you bank smarter and live better.
Join 77,000+ Members Banking With Purpose
Open an account online in minutes, or chat with a member services representative and feel the DFCU difference right away. Experience banking that respects your beliefs, rewards your loyalty, and supports your community—all while saving you money.
5,600+ shared branches
Nationwide for in‑person transactions
30,000 surcharge‑free ATMs
via the CO‑OP™ network
Bank anytime, anywhere
Secure, simple, and fast.
