Join a Credit Union That Shares Your Values

At Deseret First, you're more than a customer—you're an owner. Our membership is built around people of faith and purpose: members of The Church of Jesus Christ of Latter-day Saints, their families, and those who serve through affiliated organizations. For 70 years, we've been the financial home for this community, combining values-driven service with modern convenience.

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Who We Serve

Every credit union is defined by its “field of membership.” Ours is rooted in the Church and its extended community. That focus allows us to tailor products, guidance, and service to members who share similar priorities—strengthening families, building security, and serving others.

If you belong to one of these groups, you qualify:

Members of The Church of Jesus Christ of Latter-day Saints

Employees of the Church or affiliated organizations

Immediate family of eligible members

Current employees of Deseret First

A cooperative built by and for our community.

Select Employer Groups

Since 1955, DFCU has supported Church-affiliated employers and organizations . That includes higher education, healthcare, media, and nonprofit institutions across the region. These partnerships ensure employees and their families enjoy the same ownership benefits and values-based banking.

Some of those organizations and businesses include: Brigham Young University campuses, Intermountain Health hospitals, Church headquarters and worldwide operations, Deseret Management companies, and media outlets such as KSL and Deseret News—along with many others.

Member‑Owner Advantage

Joining DFCU means you don’t just use a financial institution—you help shape it. Every member’s vote carries equal weight, and every dollar kept here cycles back into stronger rates, lower fees, and dividends for the community.

That’s the cooperative difference:

Savings accounts that earn more

Loans with competitive rates

Minimal fees

Equal voting rights regardless of balance

Dividends that reward participation

A Lifetime of Services

Membership opens the door to solutions for every stage of life. From a child’s first savings account to retirement planning, from mission savings to mortgages, you’ll find a trusted partner who knows your values and goals.

Youth accounts, mission savings, home loans, business services, retirement planning—whatever your financial journey looks like, one membership carries you through.

80,000+ Members Strong—and Growing With Purpose

Unlike megabanks where you’re just an account number, DFCU membership means you’re known, valued, and supported. With multiple paths to eligibility and seven decades of member-focused service, now is the time to join the community that puts family life at the center of finance.

Become a Member Today

LDS Members and others are welcome to join us as members.

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Earn Top Rates with Our High-Yield Savings—No Fees, No Fuss.