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Equal Housing LenderNCUA

Your savings are insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency. Membership and eligibility required. Terms and conditions apply.

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Financial Calculators

Calculate Before You Commit

Make informed financial decisions with precision—use our suite of calculators to estimate loan payments, compare account benefits, and understand interest impacts before signing anything.

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Savings Goal Calculator

Find out how much you need to save each month to reach your goal!

Monthly Contribution Needed

$416

ContributionsInterest Earned

Goal date:

04/09/2028

Interest earned:

$5

Final balance:

$10,000

Compound Interest Calculator

See how your savings can grow with the power of compound interest!

Final Balance

$13,035

ContributionsInterest Earned

Maturity date:

04/09/2036

Interest earned:

$35

Final balance:

$13,035

Auto & RV Calculator

Find a car payment to fit your budget with our auto loan calculator!

Monthly Payment

$569

PrincipalInterest

Estimated payoff date:

04/09/2031

Total interest:

$4,166

Total to be repaid:

$34,166

Personal Loan Calculator

Find a personal loan payment to fit your budget with our calculator!

Monthly Payment

$333

PrincipalInterest

Estimated payoff date:

04/09/2029

Total interest:

$1,981

Total to be repaid:

$11,981

HELOC Calculator

See how much equity you can access and estimate your HELOC payments.

Interest-Only Payment

$333

PrincipalInterest

10-yr repayment/mo:

$606

Total interest (10yr):

$22,765

Available to borrow:

$70,000

Cost of Debt Calculator

See how fast you can pay off your debt and how much interest you can save.

Total Debt Balance

$8,000

PrincipalInterest (Avalanche)

Min Payment Only

19y

$28,408 interest

Avalanche Method

2y 5m

$2,174 interest

Snowball Method

2y 5m

$2,174 interest

IRA Contribution Calculator

See how consistent IRA contributions can grow into a significant retirement nest egg.

Projected at Retirement (Traditional)

$707,511

ContributionsGrowth

Max contribution:

$7,000

Traditional tax savings:

$1,540

Roth projected:

$707,511

Retirement Savings Calculator

Target $60,000/year in retirement

See how your retirement savings will grow over time and whether you are on track to meet your goals.

Projected at Retirement

$1,439,609

ContributionsGrowth

Est. Social Security:

$5,628/mo

Investment growth:

$1,179,609

In today's dollars:

$511,613

Background

Join 77,000+ Members Banking With Purpose

Open an account online in minutes, or chat with a member services representative and feel the DFCU difference right away. Experience banking that respects your beliefs, rewards your loyalty, and supports your community—all while saving you money.

Become a Member Today

Become a Member Today

LDS Members and others are welcome to join us as members.

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View High-Yield Savings Accounts
Save More, Stress Less

Save More, Stress Less

Earn Top Rates with Our High-Yield Savings—No Fees, No Fuss.

No monthly fees or per-transaction charges. Free business debit cards with instant issue. QuickBooks compatible. Mobile deposits included. Federally insured by NCUA. Business Services available weekdays 9am-5pm. Phone 801-456-7060 for general business inquiries. Membership and eligibility required.