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Your savings are insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency. Membership and eligibility required. Terms and conditions apply.

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Turn Business Expenses Into Business Advantages

Manage company spending smarter—no annual fees on any business card, competitive rates from 16.85% APR, and the choice between maximum savings or rewards on every purchase.

Apply for Business CardCompare OptionsServing 77,000+ satisfied clients and counting.

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Two Cards, Zero Complications

Choose Savings or Rewards—Both Without Fees

Running a business means making smart financial choices every day. Your credit card should make those choices easier, not harder. That's why we offer two straightforward options with transparent pricing and no surprise fees. Whether you prioritize rock-bottom rates or earning rewards, both cards deliver value without the typical corporate card hassles.

No setup or activation fees

To get started.

No annual fees

— ever, on either card.

Issue multiple employee cards

At no extra cost.

24/7 fraud protection

On every transaction.

25 million merchants

Worldwide accept Visa.

Finally, business cards that work for your business, not against it.

Business Platinum Card

Maximum Savings for Cost‑Conscious Companies

When every dollar counts, our Business Platinum card delivers one of the industry's lowest rates without sacrificing features. It's the smart choice for businesses that use credit strategically and want to minimize interest costs. Perfect for managing cash flow, consolidating expenses, or transferring high-rate balances from other cards.

Rates as low as 16.85% APR

— among the best available.

Ideal for balance transfers

From higher-rate cards.

Perfect for small businesses

Watching every expense.

Low, predictable costs

Help budget accurately.

24/7 support

When you need assistance.

Save on interest, not on service.

Business Platinum Rewards

Every Purchase Powers Your Bottom Line

Transform necessary expenses into valuable rewards with our Business Platinum Rewards card. Every dollar spent becomes a point earned, turning routine purchases into future savings. Whether buying supplies, paying for services, or covering travel, your spending works twice—once for your business need, once for rewards.

1 point per $1 spent

On all purchases.

17.9% APR

— competitive rate plus rewards.

Cash back options

Or merchandise rewards.

Bonus point promotions

Throughout the year.

Hundreds of redemption choices

To fit your needs.

Make your money work harder with every swipe.

Advanced Expense Management

Track, Control, and Integrate Your Spending

Modern businesses need more than just a payment method—they need expense intelligence. Both our business cards integrate seamlessly with your existing financial tools, providing real-time visibility into company spending. Issue cards to key employees while maintaining complete oversight and control through our digital platforms.

QuickBooks integration

For automatic expense tracking.

Downloadable transaction data

For easy reporting.

Online and mobile access

24/7 from anywhere.

Individual card controls

For each employee.

Real-time alerts

For unusual activity.

Turn expense chaos into organized insights.

Lost Card? No Problem

Instant Solutions When Things Go Wrong

Business doesn't stop for lost cards, and neither do we. Our comprehensive card protection ensures you're never stuck without payment options. Whether it's 2 AM or 2 PM, help is always available. Plus, with our CardHub app, you can instantly freeze a misplaced card and unfreeze it when found—no calls required.

24/7 toll-free assistance

At 800-326-3328.

Instant replacement cards

At any branch.

Free replacement

— no fees for new cards.

CardHub app

For immediate card control.

Zero fraud liability

Protects your business.

Peace of mind is always just a call or tap away.

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Profit From Your Expenses Instead of Paying for Them

Stop paying annual fees for the privilege of spending your own money. With DFCU business credit cards, choose between maximum savings or earning rewards—both with no annual fees and competitive rates. Join Utah businesses that discovered smarter expense management starts with smarter cards.

Become a Member Today

Become a Member Today

LDS Members and others are welcome to join us as members.

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Save More, Stress Less

Earn Top Rates with Our High-Yield Savings—No Fees, No Fuss.

Business Platinum 16.85% APR, Business Platinum Rewards 17.9% APR. Rates shown are lowest available based on creditworthiness. No annual fees. 1% foreign transaction fee. Multiple employee cards available. QuickBooks compatible. Business Services available weekdays 9am-5pm. Membership and eligibility required.