Business Credit Cards
Turn Business Expenses Into Business Advantages
Manage company spending smarter—no annual fees on any business card, competitive rates from 16.85% APR, and the choice between maximum savings, rewards on every purchase, or extra coverage from Visa®.
Three Cards, Zero Complications
Choose Your Card—All Without Fees
Running a business means making smart financial choices every day. Your credit card should make those choices easier, not harder. That's why we offer three straightforward options with transparent pricing and no surprise fees. Whether you prioritize rock-bottom rates, earning rewards, or protections from Visa®, all cards deliver value without the typical corporate card hassles.
No setup or activation fees
To get started.
No annual fees
— ever, on either card.
Issue multiple employee cards
At no extra cost.
24/7 fraud protection
On every transaction.
25 million merchants
Worldwide accept Visa.
Finally, business cards that work for your business, not against it.
Choose Your Card
All of our cards come with 24/7 support, no annual fees, low interest rates, access to millions of merchants worldwide, and integration with our Online and Mobile Banking apps.
Business Platinum
- Great for small business owners
- Fantastic for bringing over an old balance
- Save money on interest
Business Platinum Rewards
- Best for flexible credit and purchasing
- Hundreds of rewards options available
- Bonus, double, and triple point promotions throughout the year
Business Signature
- Enhanced spending power
- Premium Visa® benefits
- Competitive rate and features for large or
growing businesses
Business Platinum Card
Maximum Savings for Cost‑Conscious Companies
When every dollar counts, our Business Platinum card delivers one of the industry's lowest rates without sacrificing features. It's the smart choice for businesses that use credit strategically and want to minimize interest costs. Perfect for managing cash flow, consolidating expenses, or transferring high-rate balances from other cards.
Rates as low as 16.85% APR
— among the best available.
Ideal for balance transfers
From higher-rate cards.
Perfect for small businesses
Watching every expense.
Low, predictable costs
Help budget accurately.
24/7 support
When you need assistance.
Save on interest, not on service.
Business Platinum Rewards
Every Purchase Powers Your Bottom Line
Transform necessary expenses into valuable rewards with our Business Platinum Rewards card. Every dollar spent becomes a point earned, turning routine purchases into future savings. Whether buying supplies, paying for services, or covering travel, your spending works twice—once for your business need, once for rewards.
1 point per $1 spent
On all purchases.
17.90% APR
— competitive rate plus rewards.
Cash back options
Or merchandise rewards.
Bonus point promotions
Throughout the year.
Hundreds of redemption choices
To fit your needs.
Make your money work harder with every swipe.
Business Signature
Unlimited 2% Daily Cashback
Starting a business comes with enough challenges—your card shouldn’t be one of them. The Business Signature Card keeps things simple with a fixed rate, daily cash back, and built-in protections designed for the way you work and travel.
18.00% APR
— and no annual fee
Daily cash back deposited automatically
into your Business Membership Savings
Visa® Signature Business benefits
to help protect purchases and travel
Added value for business owners
with Visa® SavingsEdge, Visa® Signature Concierge, and Visa® Signature Hotel Collection.
Stress-free travel with TSA PreCheck®
which lets you breeze through airport security with shorter lines
Take advantage of our premier credit card offering
Advanced Expense Management
Track, Control, and Integrate Your Spending
Modern businesses need more than just a payment method—they need expense intelligence. Both our business cards integrate seamlessly with your existing financial tools, providing real-time visibility into company spending. Issue cards to key employees while maintaining complete oversight and control through our digital platforms.
QuickBooks integration
For automatic expense tracking.
Downloadable transaction data
For easy reporting.
Online and mobile access
24/7 from anywhere.
Individual card controls
For each employee.
Real-time alerts
For unusual activity.
Turn expense chaos into organized insights.
Lost Card? No Problem
Instant Solutions When Things Go Wrong
Business doesn't stop for lost cards, and neither do we. Our comprehensive card protection ensures you're never stuck without payment options. Whether it's 2 AM or 2 PM, help is always available. Plus, with our CardHub app, you can instantly freeze a misplaced card and unfreeze it when found—no calls required.
24/7 toll-free assistance
At 800-326-3328.
Instant replacement cards
At any branch.
Free replacement
— no fees for new cards.
CardHub feature
For immediate card control inside of our banking app
Zero fraud liability
Protects your business.
Download the App
Your phone has never felt more like a branch.
Profit From Your Expenses Instead of Paying for Them
Stop paying annual fees for the privilege of spending your own money. With DFCU business credit cards, choose between maximum savings or earning rewards—both with no annual fees and competitive rates. Join Utah businesses that discovered smarter expense management starts with smarter cards.
Become a Member Today
Become a Member Today
LDS Members and others are welcome to join us as members.
Save More, Stress Less
Save More, Stress Less
Earn Top Rates with Our High-Yield Savings—No Fees, No Fuss.
Business Platinum 16.85% APR, Business Platinum Rewards 17.90% APR, Business Signature 18.00% APR. Rates shown are lowest available based on creditworthiness. No annual fees. 1% foreign transaction fee. Multiple employee cards available. QuickBooks compatible. Business Services available weekdays 9am-5pm Mountain Time. Membership and eligibility required. View our Visa® Business Disclosure Agreement here.