Online & Mobile Banking
Access Anytime and Anywhere
Manage every dollar anytime, anywhere—mobile check deposit, CardHub controls, digital wallets, e-statements, bill pay, transfers, and real-human help 24/7.
Welcome Back
Sign in to online banking
All Your Money, One Secure Dashboard
Deposit checks in minutes with a quick snap. Link outside accounts for a complete 360° view. Track spending and set budgets with built-in tools. Log in securely with Face ID®, Touch ID®, and two-factor authentication.
Download for iOS / Android
The DFCU mobile app is more than a quick balance checker. It's a branch you carry in your pocket, giving you full control over your finances wherever life takes you.
Your Branch, Reimagined for the Palm of Your Hand
Modern life doesn't pause—and neither should your banking. Whether you're juggling classes, family schedules, or preparing for a mission, Deseret First puts every account, card, and tool within reach on your phone, tablet, or laptop. Check balances late at night, lock a misplaced card in seconds, or pay bills on the go—all with the reassurance that Utah-based specialists are ready 24/7 when you need real human support.
Instant Card Control
CardHub gives you the power to manage your cards without waiting on hold. Whether you've misplaced your card, are traveling abroad, or want to set spending limits for a teen, you're in complete control.
You can lock or unlock your card instantly, set transaction limits by amount, merchant, or location, and receive real-time purchase alerts. You can even enable travel notices instantly, ensuring your card works wherever you go.
Pay With a Tap
Your DFCU card fits seamlessly into Apple Pay®, Google Wallet™, or Samsung Pay®. Tokenized security means your actual card number stays private while you enjoy one-tap convenience around the world. Every purchase syncs instantly with your budget tracker in the app.
One Hub for Every Bill
Online Bill Pay takes the stress out of due dates. Pay utilities, mortgages, subscriptions, or charitable donations from a single dashboard. Choose same-day or next-day delivery, set up recurring rules, and download confirmations for your records.
Move Money—Fast
Transferring funds has never been easier. Send money instantly between your DFCU accounts or to another financial institution. You can also transfer to family members, missionaries, or friends directly through the app—fast, safe, and simple.
Need a little flexibility? Take advantage of Skip-a-Pay, which lets you defer one eligible loan payment per year when life gets busy or budgets need a breather.
Why Digital Banking With DFCU?
Live, local support 24/7
Real people, not bots
Built-in security
with biometric login, data encryption, and auto-logout
Member-driven updates
our app evolves based on your feedback, not shareholder demands
Frequently Asked Questions
See what others have asked us
Online and Mobile Banking
You will need to reset your password. To do this, simply head over to the forgot password page on the online banking site. Here you will be able to securely reset your password and unlock your account.
It's easy to sign up for online banking! Just go to the registration page on the online banking site. Once on the site you'll have to agree to the Mobile and Online Banking Agreement. Then you can create your account. In order to create your account you'll need your Social Security Number and Basic Contact Information. It's simple and will take 5 minutes or less!
We support the latest version of most major browsers. It's possible that you could be using an outdated browser. For your security, we recommend updating to the latest version. Updates are free and may enable you to have the full functionality of our website. Furthermore, we recommend using a modern browser such as Google Chrome, Mozilla Firefox, or Safari.
To see if your browser is compatible with online banking, check the diagnostics page. Similarly, issues can arise from your browser's cache. You can try a "hard refresh" to empty your cache. You can accomplish this through a variety of ways: All desktop users: hold down the shift key on your keyboard and click the refresh button in your browser. Windows users on Chrome or Firefox can use the following command: Ctrl + Shift + R. Windows users on Internet Explorer can use: Ctrl + F5. Mac users on Chrome or Firefox can use the following command: Cmd + Shift + R. To empty all cache, Mac users on Safari can use: Option + Cmd + E. To empty cache on your mobile browser, you will need to check the app settings.
If you are still experiencing issues, please send us your feedback. To further troubleshoot your issue, we request that you include your browser version and let us know which operating system you use. Including a screenshot of your problem can help us even more.
Please try allowing popups from online banking. Often we see members have this problem when they have a popup blocker enabled. If allowing popups doesn't resolve your issue, please contact us!
Bank Anywhere, Serve Everywhere
Join a growing community who carry a full-service branch in their pocket. Enroll in online and mobile banking today—it's fast, free, and designed to keep your financial journey simple, safe, and aligned with your life.
Become a Member Today
Become a Member Today
LDS Members and others are welcome to join us as members.
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