RV, Boat and Motorcycle Loans
Adventure Starts With Smart Financing
Whether you're dreaming of the open road, the open water, or the great outdoors, DFCU helps you get there faster. Enjoy competitive rates for motorcycles, RVs, and boats, with flexible terms up to 15 years and a 90-day payment deferment to make your first trip even easier.
Recreational Vehicle Rates
Motorhomes
AS LOW AS
8.49%APR
Boats
AS LOW AS
8.49%APR
Camper Tailers
AS LOW AS
8.49%APR
Side-by-sides
AS LOW AS
8.49%
Fifth Wheels
AS LOW AS
8.49%APR
Motorcycles
AS LOW AS
7.99%APR
ATVs
AS LOW AS
7.99%APR
Personal Watercraft
AS LOW AS
7.99%APR
Snowmobiles
AS LOW AS
7.99%APR
Motorcycle & Powersport Loans
Two Wheels or Four, Hit the Trails Today
From motorcycles and ATVs to snow machines and personal watercraft, DFCU makes financing your favorite ride simple. With rates as low as 7.99% APR, terms up to seven years, and the option for 100% financing, you can focus on your next adventure instead of worrying about your down payment. Dealer financing is available at most locations, so you can apply right where you shop.
RV & Travel Trailer Financing
Your Home Away From Home Awaits
Big adventures call for flexible financing. Our RV loans cover everything from fifth wheels to motorhomes, with terms up to 15 years and rates starting at 8.49% APR. We also offer a 90-day payment deferment, giving you the chance to enjoy your new RV or camper right away before your first payment is due.
Boat & Marine Loans
Set Sail With Confidence
Enjoy life on the water with a loan designed for boats and marine equipment. Fixed rates from 8.49% APR and long repayment terms make even larger purchases manageable. Plus, you'll never face a prepayment penalty—pay off your boat faster whenever you're ready.
Refinancing Options
Lower Payments, Longer Adventures
Already have a recreational loan? DFCU refinancing can help you lower your rate, reduce your monthly payment, or even unlock cash using your vehicle's equity. The process is smooth and simple—we handle the payoff, and you enjoy more financial room for your adventures.
Unique DFCU Benefits
Financing That Goes the Extra Mile
When you choose DFCU, you get more than just a loan. Members enjoy benefits like 90-day deferred payments on RVs, no origination fees, an easy online application, and optional GAP coverage for total-loss protection. It's financing designed to make the journey better from the very first mile.
Simple Requirements
Quick Approval for Outdoor Enthusiasts
Most members qualify easily with DFCU membership, credit approval, and proof of insurance before your first ride or trip. Some age or mileage restrictions may apply depending on the vehicle, but our team makes the process straightforward and fast.
It's Time to Break Away From the Ordinary
Whether you dream of cruising the highway on a motorcycle, camping under the stars in a travel trailer, or spending weekends on the lake, DFCU recreational financing makes it possible. With competitive rates, flexible terms, and no hidden fees, your next adventure is only an application away.
Become a Member Today
Become a Member Today
LDS Members and others are welcome to join us as members.
Save More, Stress Less
Save More, Stress Less
Earn Top Rates with Our High-Yield Savings—No Fees, No Fuss.
The annual percentage rates (APRs) listed above represent our best available rates. Your individual rate may be higher depending upon your creditworthiness as well as the age, mileage and title status of the vehicle. Membership and eligibility required. Offer subject to change. OAC.