Stop Fraud Before It Stops You

Before diving into specific scenarios, remember this universal truth that stops most fraud: Anyone who sends you a check then asks you to wire money back is running a scam. Period. No exceptions. The check will bounce days later, but your wired money is gone forever. This single rule prevents countless losses.

The internet's anonymity makes it perfect for scammers selling fake goods, offering phantom jobs, or creating fictional relationships. These scams often involve checks, urgency, and requests to forward money. Recognizing the pattern protects your finances.

If any checklist item triggered a "YES" response, immediate action is critical. Don't be embarrassed—scammers are professionals at deception. Your quick response can prevent or minimize losses. Every minute counts when fraud is involved.