Visa Platinum Rewards Card
Earn With Everyday Purchases
If you're looking for flexible reward options, the DFCU Visa Platinum Rewards Card is for you. It's best for those who want to be rewarded for using their credit card while keeping a low fixed interest rate at the same time.
Rewards That You'll Love
Cashback Rewards and Benefits
Get rewarded for the purchases you're already making—with a low fixed rate and none of the usual fees.
1.5% on travel, 1% on everything else
Get 1.5% when redeeming points for travel and 1% when redeeming points for cash, gift cards, and more.
Fixed rate as low as 10.9%
Enjoy a low fixed interest rate that won't change on you.
Mobile Wallet ready
Add your card to Apple Pay, Google Wallet, or Samsung Pay.
No annual or balance transfer fees
Keep more of your rewards—DFCU never charges annual or balance transfer fees.
Benefits and Protections
Built‑in Benefits and Protections
Every Visa Platinum Rewards Card comes loaded with protections and perks—at no extra cost.
Competitive rate
The Visa Platinum Rewards card has a fixed rate as low as 10.9%.
Coverage from NXG Strategies
DFCU has partnered with NXG Strategies to provide active card holders with identity restoration.
24-hour support
Need help? You'll have access to 24-hour live agent card support.
No annual fee
DFCU does not charge an annual fee on any credit card.
Contactless cards
No more swiping or inserting—tap your card to pay wherever contactless payments are accepted.
1 point to 1 dollar
For every dollar spent, earn 1 point you can redeem for cash, travel, merchandise, or gift cards.
Free balance transfer
DFCU never charges balance transfer fees.
Zero liability
Have peace of mind knowing you're not at fault for any unauthorized purchases.
Auto rental coverage
If an accident happens or the vehicle is stolen, you're covered with DFCU's Auto Rental Collision Damage Waiver.
Rewards for Everyone
A Rewards Program Everyone Can Enjoy
Every time you use your DFCU Visa Platinum Rewards card, you earn a point for every dollar spent. Log in to online banking or the mobile app and tap the rewards widget to see everything you can redeem.
Cash back into your account
Travel to far-away places—worth 1.5% when you redeem points for travel
The latest electronics
New furnishings for your home
And so much more
Related Pages
Explore more ways to bank
DFCU CardHub
DFCU CardHub
Control when, where, and how your card is used—all from your mobile device.
Business Credit Cards
Business Credit Cards
Issuing many cards for a small business or just starting out? DFCU has you covered.
Mobile Wallet
Mobile Wallet
Pay faster and more conveniently—connect your cards to Apple Pay, Google Wallet, or Samsung Pay.
Treat Yourself Your Way
Receive bounteous bonuses today. Whether that means cash, a new TV, or a family getaway is up to you.
Become a Member Today
Become a Member Today
LDS Members and others are welcome to join us as members.
Save More, Stress Less
Save More, Stress Less
Earn Top Rates with Our High-Yield Savings—No Fees, No Fuss.
APR = Annual Percentage Rate. Rates, rewards, and terms are effective today and subject to change. Approval and rate depend on creditworthiness. Membership and eligibility required.