Business Savings
Grow Your Business Reserves Without Growing Fees
Keep personal and business finances separate while earning more—free business savings with competitive dividends, money market accounts up to 3.85% APY, and zero monthly fees that respect your bottom line.
Business Savings Account
Simple Savings for Every Business Stage
From side hustles to established enterprises, start earning immediately.
Free to open
With just $5 minimum balance.
No monthly fees
Every dollar works for you.
0.05% APY
On all balances, paid quarterly.
NCUA insured
Up to $250,000 for security.
Perfect for operating reserves and tax set-asides.
Business Money Market
Higher Returns for Higher Balances
As your business grows, so should your earnings. A DFCU Business Money Market account rewards larger balances with tiered rates up to 3.85% APY, offering flexibility without locking your funds away.
Start earning 1.10% APY on balances as low as $2,500 and enjoy easy access whenever you need it. Write up to six checks per month, transfer funds online, or move money between accounts—all without penalties or term limits.
It's the perfect middle ground between liquidity and higher yield.
Banking That Works Your Hours
Access Your Money When Business Demands
Business doesn't end at 5 PM—and neither does DFCU. Access your accounts anytime, anywhere with 24/7 online and mobile banking. Deposit checks remotely, transfer funds instantly, or stop by one of 5,000 CO-OP branches when you're on the road.
Need assistance? Our call center is open late on weekdays to help you handle what can't wait until morning.
Your business never sleeps—and neither does your banking.
QuickBooks Integration
Seamless Accounting Connection
Keep your books clean and your time free. DFCU's digital banking integrates directly with QuickBooks Online and Desktop, automatically importing transactions and categorizing them for easier reconciliation.
That means fewer manual entries, faster reporting, and more hours spent on your business—not your bookkeeping.
Smarter tools for streamlined accounting.
Business Account Requirements
Simple Steps to Separate Your Finances
Getting started is fast and easy. To open a DFCU business account, you'll just need your business registration, tax ID (EIN), and photo ID for all signers. A $5 minimum deposit establishes your membership and unlocks access to all DFCU products and services.
Open in person, online, or let our Business Services team meet you where it's most convenient.
No red tape—just real banking for real businesses.
Your Business Deserves Banking That Means Business
Whether you're launching a startup or managing an established company, DFCU business savings accounts provide the foundation for financial growth without the drain of fees. With competitive rates, seamless QuickBooks integration, and real humans who understand business needs, make the switch that makes cents.
Become a Member Today
Become a Member Today
LDS Members and others are welcome to join us as members.
Save More, Stress Less
Save More, Stress Less
Earn Top Rates with Our High-Yield Savings—No Fees, No Fuss.
APY = Annual Percentage Yield on balances starting at $0.01. Money Market tiers from $2,500 to $1M+. No monthly fees. QuickBooks compatible. Federally insured by NCUA up to $250,000. Business Services available weekdays 9am-5pm. Membership and eligibility required.