Agreements & Disclosures
Navigate the Details with Ease and Clarity
Clear terms and open communication are core to our member-owned mission. Review the key agreements and disclosures that guide your accounts and digital services anytime you need them.
Online Agreements
ACH Transfer Service Agreement
ACH Transfer Service Agreement
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Electronic Funds Transfer and Error Resolution Disclosures
Electronic Funds Transfer and Error Resolution Disclosures
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Mobile and Online Banking Agreement
Mobile and Online Banking Agreement
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EMV 3DS Secure Code One-Time Passcode
EMV 3DS Secure Code One-Time Passcode
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ESign Disclosure and Consent
ESign Disclosure and Consent
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Account & Loan Agreements
Courtesy Pay (Overdraft Program) Disclosure
Courtesy Pay (Overdraft Program) Disclosure
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Fee Schedule
Fee Schedule
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Funds Availability Disclosure
Funds Availability Disclosure
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Membership and Account Agreement
Membership and Account Agreement
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Overdraft Line of Credit Disclosure
Overdraft Line of Credit Disclosure
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Membership and Account Agreement
Membership and Account Agreement
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Visa Agreement & Disclosures
Auto Rental Collision Damage Waiver
Auto Rental Collision Damage Waiver
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Business Credit Card Agreement
Business Credit Card Agreement
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Cellular Telephone Protection
Cellular Telephone Protection
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CUMONEY Gift Card Terms
CUMONEY Gift Card Terms
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Emergency Evacuation and Transportation/Repatriation of Remains Coverage
Emergency Evacuation and Transportation/Repatriation of Remains Coverage
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Emergency Medical/Dental Coverage
Emergency Medical/Dental Coverage
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Extended Warranty Protection
Extended Warranty Protection
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Hotel Theft Protection
Hotel Theft Protection
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Lost Luggage Reimbursement
Lost Luggage Reimbursement
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Porch Piracy Protection
Porch Piracy Protection
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Travel Accident Insurance Description of Coverage
Travel Accident Insurance Description of Coverage
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Trip Cancelation Disclosure
Trip Cancelation Disclosure
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Trip Delay Reimbursement
Trip Delay Reimbursement
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Visa Business Signature Card Disclosure
Visa Business Signature Card Disclosure
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Visa Consumer Credit Card Agreement and Disclosure
Visa Consumer Credit Card Agreement and Disclosure
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Visa Debit Card Agreement
Visa Debit Card Agreement
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Visa Roadside Dispatch
Visa Roadside Dispatch
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Regulatory Disclosures
Patriot Act (CIP) Disclosure
Patriot Act (CIP) Disclosure
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Truth-in-Savings Disclosure
Truth-in-Savings Disclosure
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Privacy Policy
Privacy Policy
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General Contest Rules
General Contest Rules
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